I help get businesses money how long have you been in business? what are your monthly deposits like into your business checking account? 6 months in business is usually okay and longer.
You do need a business account no personal and I would say 8-10 K deposits but 10K monthly is what is expected for a loan with no negatives and no other loans with bad bay history.
MCA or Merchant Cash Advances are advances given to businesses. You are paid in advance for the money you will be making. Paybacks are not long 3 6 or 9-month paybacks or even up to a year.
Payments are daily, or weekly.
Rates go by your submission. If you meet the above requirements let me know and I can email you the application to fill out.